The Perfect Mortgage Underwriter Resume Writing Tips

Do you want to apply for a Mortgage Underwriter position to help you get closer to your career goals? Applying for jobs on Seek, LinkedIn, and other job boards can be a time-consuming process, however, to streamline the process, you can ensure your resume writing helps you to stand out from the crowd, and your online profile helps you to get an interview!

If a recruiter or hiring manager are looking for a Mortgage Underwriter, they are searching for specific transferable skills. With less than ten people being interviewed for the job and hundreds of people, just like you, applying, The Perfect Resume team have created Resume Writing Tips to help you stand out from the others.

What do recruiters look for in a Mortgage Underwriter resume or an online profile?

Tailoring your resume to a Mortgage Underwriter position is mandatory today to ensure that your application will pass Applicant Tracking Systems (ATS). In doing so, your resume will be read by the prospective employer. Then, fingers crossed, you will be shortlisted as a potential candidate and be called for not one, but multiple job interviews!

Firstly, before you apply to be a Mortgage Underwriter, you need to be acquainted with what a Mortgage Underwriter does!

Mortgage Underwriters handle the loan applications and approve or deny mortgage loans.

Hiring Managers are looking for a detail-orientated Mortgage Underwriter to assist in analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions.

To be successful as a Mortgage Underwriter, you should have knowledge of necessary Banking & Financial Services procedures, be open to learning, and have strong communication skills. Ultimately, a high performing Mortgage Underwriter should be able to achieve maximum client satisfaction and sound judgment based on detailed analysis and ensure that all documentation is in compliance with the relevant regulations.

Knowing this, your resume and online profile should include the hard and soft skills that the recruiter or hiring manager is looking for in a candidate.

The Mortgage Underwriter position description template will also contain pivotal information about what the candidate will need to do daily. Such as:

• Authorizing and underwriting loans.
• Reviewing and verifying loan applications and supporting documentation.
• Analyzing loan risk and requesting additional information as necessary.
• Preparing reports on assessment findings.
• Making loan eligibility decisions and approving or rejecting applications.
• Reviewing and specifying loan conditions as necessary.
• Ensuring compliance with regulatory standards.
• Ensuring compliance with company policies and guidelines.
• Documenting and effectively communicating reasons for the approval/rejection of loans.
• Returning applications with additional documentation to the loan officer for review.

You will also have some requirements and personal attributes that you will need to demonstrate in your resume to ensure your potential employer will take your application seriously, such as:

• Degree in business, banking, finance, or a related field.
• Experience in loan underwriting.
• Highly organized and able to prioritize.
• Good communication skills, both verbal and written.
• Detail-oriented with strong data analysis skills.
• High mathematical aptitude.
• Good working knowledge of mortgage loan processing and relevant legal regulations.
• Proficiency in Microsoft Office and automated underwriting systems.



You may also want to do some industry research to find out what other companies want in their Mortgage Underwriters.